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A homebuyer that is first-time somebody who has not owned a main residence within the last three years. Alaska Housing has two loans for first-time homebuyers, First Residence and First Residence Limited.
Very Very First Residence Limited
First Residence Limited provides lower interest levels to eligible first-time homebuyers whom meet maximum earnings restrictions and acquisition price limitations.
How it operates
To meet the requirements first-time homebuyers, borrowers might not have owned a main residence in the past 3 years unless the home is at a targeted area (as defined below) or if perhaps they’ve been qualified veterans.