HSBC Bank Card. Enjoy discounts in the home and away
Minimal borrowing limit GBP500
Optimum borrowing limit at the mercy of status
Why you will want this card
Things you need to know
Please browse the bank card contract terms before trying to get an HSBC Bank bank card.
Interest levels, costs and costs
The info found in this table summarises product that is key and it is perhaps not meant to replace any Agreement Terms.
The representative APR (apr) is 19.9% APR adjustable (from 19.9% APR adjustable to 22.9% APR adjustable)
The info found in this table summarises key item features and it is maybe not designed to replace any Agreement Terms.
The APR that is representativeapr) is 19.9% APR variable (from 19.9% APR variable to 22.9% APR adjustable)
4 for brand new HSBC Bank charge card clients just.
5 The price which you really get depends on our evaluation of one’s circumstances.
6 Available on Balance Transfers made within 60 times of account starting from non-HSBC Group issuers. This offer may be withdrawn whenever you want.
Interest free period
As much as 56 times for acquisitions once you spend balance in complete on a monthly basis because of the date that is due.
Interest recharging information
You won’t spend interest on acquisitions in the event that you spend balance in complete as well as on time every month. Otherwise, the time scale over which interest is charged through the date debited for your requirements, until it really is compensated in complete
Allocation of repayments
We’re going to use your repayment first to amounts on your own account which we charge during the interest rate that is highest followed closely by quantities we charged at reduced rates of interest. In each instance, interest and costs are paid down first. If some quantities are charged in the interest that is same, we shall use your repayment into the earliest amounts first.
For further details, please relate to your charge card conditions and terms (PDF).
Mimimum month-to-month payment
Based mostly on the sort of deal you undertake, more than one associated with the following will use
The info found in this table summarises key item features and it is maybe not meant to replace any Agreement Terms
Illustrative example (includes basic prices)
The above mentioned instance assumes the annotated following: the deal takes place on first January and also you make no longer deals; you constantly result in the repayment regarding the 15th; your declaration is produced 31 times when you result in the purchase; interest rates are calculated on the basis of the representative 19.9% APR adjustable price, and basic prices are included.
We advice which you spend a lot more than the minimum repayment whenever feasible. In the event that you make just the minimal payment every month, it takes you longer and cost more to clear your stability, as shown within the example above.
A transaction that is recurring often called a consistent repayment authority, is a number of repayments gathered with your agreement from your own card by a store or provider (as an example, breakdown address). This will be an understanding between both you and the merchant. The debit that is direct doesn’t protect these deals.
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All credit applications are at the mercy of status, our financing criteria and an evaluation regarding the circumstances of this applicant.
How exactly to use
HSBC Expat clients
To try to get an HSBC charge card, simply download a credit card applicatoin type, complete it and deliver it to us.
Forward your completed form to:
HSBC Expat HSBC Home Esplanade, St Helier Jersey, JE1 1HS
Maybe not yet a person?
You can easily submit an application for an HSBC bank card when a bank has been opened by you account with us.
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1 HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, great britain. Bank cards are offered by HSBC Bank plc, that is authorised by the Prudential Regulatory Authority and managed by Financial Conduct Authority plus the Prudential Regulatory Authority.
2 To request a stability transfer, call HSBC Bank plc on 08456 043114 or +44 1226 261 010. Lines are open 8am to 10pm everyday (except Christmas time Day, Boxing Day and brand new 12 months’s time). Needs for a stability transfer gotten by us after 3.30 pm or on a non day time is going to be addressed just as if these people were gotten the following day time. It will take up to 3 trading days, through the of receipt by HSBC Bank plc, for the money to reach your other credit card provider day. Written requests usually takes up to 4 trading days from the of receipt by HSBC Bank plc day.
Please be aware, balances can’t be transported from cards granted by other people in the HSBC Group, which includes direct that is first M&S Bank and John Lewis Partnership Group. Following the basic price durations, your transfers of balance and acquisitions are going to be charged in the standard adjustable price whenever relevant, currently representative 19.9% APR variable.
3 we will charge a cash fee of 2.99% of the amount advance minimum (GBP 3.00) if you make a cash advance (other than for a gambling transaction). If you make a transaction in a non-sterling currency (a foreign money) we are going to additionally charge a non-sterling deal fee of 2.99% for the level of the deal.